Ep 239. Doomed to Work Till Death?

With retirement around the corner, but $20k left in my mortgage, should I use money from my 401(k) to pay it off so I can be debt free? What is the IRMAA penalty and how can I avoid it? And with only $125,000 in retirement accounts, are we doomed to work until we die, or is there hope of a decent retirement? David Brooks has answers to these questions in today’s Q&A episode.