Retire SMART Podcast

Ep 254. Welcome Darrin Worthington!

Please welcome, for the first time on our show, financial advisor Darren Worthington! David and Darren unpack the latest retirement planning pitfalls and tax policy shifts, starting with a dramatic IRS ruling that could upend Roth conversions. They explain why this matters for high-net-worth savers and how Congress may—or may not—intervene. Plus, hear why investing without a plan is like running with scissors, and how a smarter strategy can protect your retirement future.

Ep 253. The Tax Policy "Torpedo"

, David and Chip share some heartwarming moments from a the recent “Night at Memorial” event, highlighting the character and generosity of several Husker players. Then, the conversation shifts to a new tax policy “torpedo” that could hit high-income earners hard, especially in blue states—along with smart strategies to avoid the hit. Plus, a look at CNBC’s top states for quality of life and business, and the latest debate around inflation, interest rates, and tariffs.

Ep 252. Anxious Gen X'ers Concerning Retirement

We discuss the latest tax provisions aimed at seniors, including a new $6,000 deduction that could mean little to no taxes on Social Security for many retirees. We also unpack the crypto tax changes buried in the “Big Beautiful Bill,” highlighting a key shift in how wash sale rules apply. Plus, a deep look at market patterns, the risks of an overvalued U.S. stock market, and why Gen X’s lack of retirement confidence may be justified—but not irreversible with smart planning.

Ep 251. England's Finances Spiraling

What is going on with England’s banking and financial system? Will I get the same experience at the Lincoln Retire SMART office as I would at the Omaha office? And what ended up happening with the SALT tax in the Big Beautiful Bill? David Brooks has answers to these questions in today’s Q&A episode.

Ep 250. Tax & Retirement Planning in the Wake of the "Big Beautiful Bill"

David welcomes back Josh Cheatle, Director of Wealth Management, to discuss the impact of the newly passed “Big Beautiful Bill” on tax and retirement planning. They explore new provisions affecting seniors, Roth conversions, charitable giving strategies, and state and local tax deductions—plus what these changes mean for retirees and business owners alike. With real-world examples and upcoming educational events, this conversation emphasizes the value of proactive, flexible financial planning.

Ep 249. Bacon For President?

We look back on a one-of-a-kind client appreciation event at Memorial Stadium, reflecting the firm’s deepening partnership with Nebraska Athletics. David and Chip also spotlight the Journey of Hope charity and dive into major updates on the economy — from job numbers and government hiring trends to tax implications of the newly passed “big beautiful bill.” Plus, a candid look at political shifts, market indicators, and what it all means for your financial future.

Ep 248. China's Industry Plummets

This episode kicks off with a sharp look at China's economic struggles and what plunging industrial profits could signal for global trade negotiations. David and Chip also unpack a surprising new directive considering cryptocurrency in mortgage lending, examine an overheated stock market through the lens of price-to-earnings ratios, and explore the global migration of millionaires toward more favorable economies.

Ep 247. Retiring at 62 vs 70

Due to inflation, would taking my social security out at 62 be much different than taking it out at 70? If I’ve already properly managed my assets, to reduce risk, do I really need a financial advisor then? And is there a way to get up-front financial assistance over the phone without having to disclose all my financial information? David Brooks has answers to these questions in today’s Q&A episode.

Ep 246. The Latest Tax Legislations, with Alex Murray

David welcomes financial advisor, Alex Murray, to break down the latest proposed tax legislation and what it means for retirees. They discuss hidden "success taxes" like IRMMA penalties, major changes to itemized deductions and charitable contributions, and the potential impact of new tax brackets and retroactive rules. With over 80 amendments still in flux, this is a must-listen for anyone aiming to stay ahead with smart, tax-focused retirement planning.

Ep 245. Don Bacon's Announcement

David and Chip reflect on patriotism, small business, and community-building events at Retire SMART. They discuss Congressman Don Bacon’s retirement announcement and its implications for Nebraska’s political landscape, and then shift to market performance, breaking down the gap between strong technical indicators and concerning fundamentals.