Retire SMART Podcast

Ep 195. How Much Savings can DOGE find for the US?

If the war in Ukraine is settled, what sectors of the market will be affected and how? What is the estimated amount per taxpayer to pay down the debt and balance the budget? And how much savings can DOGE find from ending fraud in Social Security and Medicare? David Brooks has answers to these questions in today’s Q&A episode.

Ep 194. The "Un"-fairness Act, with Sean Swanson

We're joined by Sean Swanson to discuss all things Social Security, including the upcoming Social Security Blueprint class. With recent changes like the Fairness Act and its impact on lump sum payments, we'll break down key strategies to optimize benefits, avoid tax pitfalls, and ensure financial security in retirement.

Ep 193. Rough Seas for the USS Stock Market

As the markets navigate uncertain waters, a recent Advisor Hub article warns that the ‘USS Stock Market’ may be heading into rough seas. With shifts in economic policy and concerns over a potential recession, experts debate the impact of new leadership and market corrections. Will these economic tides bring stability or further turbulence?

Ep 192. Why Should Homeowners Have to "Rent" From the Government?

Are you tired of feeling like you're renting your own home from the government? In this episode, we investigate the growing movement to eliminate property taxes and shift towards consumption-based taxation. With states exploring new ways to fund public services, is this the fair solution we've been waiting for, or just another tax shift? Join us as we break down the debate and explore what it could mean for your wallet.

Ep 191. A $5,000 Stimulus From Elon Musk?

How does David know the truth about the numbers and data that comes out of the White House? Would an Elon Musk $5,000 tax refund be a wise decision? And at what age should one not convert pre-tax accounts? David Brooks has answers to these questions in today’s Q&A episode.

Ep 190. Wills and Trusts with Mike Shudel

Back in the studio today is one of our lead financial advisors, Mike Shudel. He’s here to discuss wills versus trusts—who needs what and why getting a proper estate plan in place is crucial. We’ll also highlight our upcoming Tax & Estate Planning class, where you can learn how to protect your assets and ensure a smooth transition for your loved ones. Stay tuned for valuable insights on securing your financial future!

Ep 189. The Rise of Mortgage Rejection Rates

Rising mortgage rejection rates, foreclosure spikes, and growing consumer debt—are we heading for another financial crisis? Today, we unpack the latest data on mortgage rejections, credit struggles, and what it all means for homeowners and the economy. Here is David’s take on the warning signs and what to watch for next.

Ep 188. Is There Enough Gold to Go Around?

Gold imports have surged in an unprecedented spike, raising serious questions about the state of the gold market. Is there enough physical gold to back up investment funds, or is something else at play?  Plus, we uncover shocking details about federal employee credit card spending and the push for greater government transparency. Stay tuned for David’s unpacking of these financial mysteries!

Ep 187. Another Way of Reducing National Debt?

What are “cost basis points,” and how do they work? Can increased national economic growth be a method of reducing national debt? And is a portfolio of dividend-paying investments, in order to stay ahead of inflation, a good investment strategy? David Brooks has answers to these questions in today’s Q&A episode.

Ep 186. Avoiding Unnecessary Long-term Care Costs

Back in the studio, Michael Luna joins us to discuss Smart Spend Down Solutions and how his company, Senior Asset Solutions, helps families protect their assets from unnecessary long-term care costs. Learn how Medicaid planning strategies can safeguard financial legacies while ensuring quality care. Plus, details on an upcoming class to educate families on these vital strategies.